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News
FRA mandates event-by-event credit reporting for non-bank lenders
5+ hour, 34+ min ago (127+ words) What the decisions do not address is the technical plumbing — no maximum reporting latency, no required format or validation rules, no clarity on how outages or failed transmissions will be handled, and still no specification for how an approved-but-undrawn facility…...
Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks
20+ hour, 19+ min ago (1174+ words) A Rule by the Comptroller of the Currency, the Federal Reserve System, and the Federal Deposit Insurance Corporation on 09/14/2026 This document has a comment period that ends in 32 days. (10/14/2026) View Comment Instructions This PDF is FR Doc. 2026-18766 as it appeared…...
Credit score 780, but home loan application rejected? Expert explains what lenders look for
1+ day, 6+ hour ago (416+ words) Your credit score is like your financial report card. It is a three-digit number provided by leading credit bureaus across the nation, such as CRIF High, Experian, Equifax and TransUnion CIBIL. These leading companies have been granted a license by…...
Fed, FDIC, and OCC Raise 18-Month Exam Cycle Threshold to $6 Billion
2+ day, 8+ hour ago (216+ words) The agencies had previously raised the extended-cycle threshold to $250 million in 1997, $500 million in 2007, $1 billion in 2016, and $3 billion in 2018, in each case initially implementing the change as an interim final rule. The rule amends OCC regulations at 12 CFR 4.6 and 4.7 under Docket…...
Galaxy Digital expands into Fireblocks Trust Company for regulated custody
2+ day, 12+ hour ago (410+ words) The institutional crypto firm adds another qualified custodian to its growing roster as demand for compliant digital asset infrastructure accelerates Galaxy Digital is now a client of Fireblocks Trust Company, the digital asset infrastructure firm’s regulated custody arm. The move…...
FHFA Studies Single Credit Report To Cut Mortgage Costs
2+ day, 17+ hour ago (1097+ words) The Federal Housing Finance Agency is studying whether mortgage lenders could rely on a single credit report instead of the industry’s traditional tri-merge, signaling that the agency’s mortgage-credit overhaul could extend well beyond the competition between FICO and VantageScore. FHFA…...
Paolo Ardoino says 650 million people decentralized US debt, but Tether still controls the T-bills
2+ day, 19+ hour ago (753+ words) Paolo Ardoino offered a striking answer to a familiar U.S. debt problem: replace concentrated foreign buyers with hundreds of millions of stablecoin users. In an Aug. 31 episode of The Wolf of All Streets, the Tether CEO said the company had created…...
Weiss Ratings analysis flags 3 major U.S. banks across key delinquency measures
2+ day, 17+ hour ago (187+ words) Traders Union Weiss Ratings analysis flags 3 major U.S. banks across key delinquency measures A second-quarter 2026 review of the 50 largest U.S. banks shows wide gaps in loan quality despite their scale. The analysis identifies three lenders with warning-level weakness across all major delinquency…...
US regulator says credit scoring firm FICO increasing prices for borrowers
3+ day, 11+ hour ago (258+ words) WASHINGTON, Sept 9 (Reuters) – U.S. federal housing regulator Bill Pulte said on Wednesday credit scoring company FICO was unduly keeping consumer costs high, adding that his agency was studying changes to the use of credit reports to reduce the cost of…...
Yubi Group Launches 'TopScore' at GFF 2026 to Widen Credit Health Awareness for Indian borrowers
3+ day, 17+ hour ago (545+ words) Business Upturn Yubi Group Launches 'TopScore' at GFF 2026 to Widen Credit Health Awareness for Indian borrowers MUMBAI, India, Sept. 9, 2026 /PRNewswire/ -- Yubi Group, the AI-powered operating system for financial services, today launched TopScore, a consumer credit-health app, unveiled at the Global…...