Lending Rules and the CFPB

8+ hour, 6+ min ago   (375+ words) S&P Global Ratings has introduced a new risk assessment framework aimed at digital asset lending vaults, as onchain yield products continue to draw more capital from retail and institutional-style participants. The framework is designed to help investors understand how…...

8+ hour, 46+ min ago   (470+ words) S&P Global Ratings has launched a risk assessment framework for digital asset lending vaults as the onchain investment products gain traction. According to Monday’s announcement, the framework evaluates vaults across six areas: portfolio credit quality risk, liquidity mismatch risk,…...

8+ hour, 10+ min ago   (346+ words) S&P Global Ratings has launched a Vault Risk Assessment (VRA) to grade crypto lending vaults, a market now holding about $10 billion. The ratings giant stresses that its new scores are not credit ratings. Think of a lending vault as…...

10+ hour, 57+ min ago   (401+ words) Cryptonews.net Vault Curation Now Powered by Wintermute’s Liquidity Armitage has announced the integration of Wintermute’s industry-leading liquidity provisioning expertise into its vault curation process. This strategic move aims to enhance efficiency in managing digital assets. The implications of this…...

14+ hour, 1+ min ago   (683+ words) Tether, which banks with EQIBank, confirmed on October 5 that its exposure was less than 0.034% of total group assets and that it was unaware of the alleged conduct (The Paypers, October 5, 2026). CoinDesk earlier reported Tether was “downplaying” the impact, as the…...

13+ hour, 45+ min ago   (296+ words) What has historically been viewed as a purely social problem actually represents one of the greatest opportunities for innovation in financial risk management. The Power of Alternative Data and the Engineering Behind Risk The cornerstone of this transformation lies in…...

17+ hour, 45+ min ago   (307+ words) The new framework provides a structured approach for assessing the risks of digital asset lending vaults operating onchain. These products allow digital assets to be deposited into blockchain-based lending structures, making risk assessment increasingly relevant as the amount of capital…...

12+ hour, 55+ min ago   (972+ words) Part 1 of 7 in a series on building credit risk scorecards. I wrote this with AI assistance for drafting and editing; the analysis, examples, and views are my own. A credit scorecard is one of the oldest statistical tools in lending…...

18+ hour, 56+ min ago   (816+ words) Crypto lending vaults held roughly $10 billion in deposits in September, according to S&P Global Ratings. Its new Vault Risk Assessment addresses a problem that on-chain data alone cannot solve: a visible pool of assets does not show how easily…...

1+ day ago   (154+ words) EFG Finance’s Tanmeyah is rolling out its own credit scoring model powered by iScore’s Decision-as-a-Service, which runs on Synapse Analytics’ Konan engine, according to a company statement (pdf). The model uses iScore’s bureau data to size up micro and small…...