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Latest Articles
FRA mandates event-by-event credit reporting for non-bank lenders
6+ hour, 10+ min ago (127+ words) What the decisions do not address is the technical plumbing — no maximum reporting latency, no required format or validation rules, no clarity on how outages or failed transmissions will be handled, and still no specification for how an approved-but-undrawn facility…...
Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks
20+ hour, 55+ min ago (1174+ words) A Rule by the Comptroller of the Currency, the Federal Reserve System, and the Federal Deposit Insurance Corporation on 09/14/2026 This document has a comment period that ends in 32 days. (10/14/2026) View Comment Instructions This PDF is FR Doc. 2026-18766 as it appeared…...
Credit score 780, but home loan application rejected? Expert explains what lenders look for
1+ day, 7+ hour ago (416+ words) Your credit score is like your financial report card. It is a three-digit number provided by leading credit bureaus across the nation, such as CRIF High, Experian, Equifax and TransUnion CIBIL. These leading companies have been granted a license by…...
Fed, FDIC, and OCC Raise 18-Month Exam Cycle Threshold to $6 Billion
2+ day, 9+ hour ago (216+ words) The agencies had previously raised the extended-cycle threshold to $250 million in 1997, $500 million in 2007, $1 billion in 2016, and $3 billion in 2018, in each case initially implementing the change as an interim final rule. The rule amends OCC regulations at 12 CFR 4.6 and 4.7 under Docket…...
What’s New in Digital Equity: Federal Program Funding
2+ day, 6+ hour ago (21+ words) govtech.com IE 11 Not Supported What’s New in Digital Equity: Federal Program Funding...
Tax Pros Face Client Questions About Delinquent SBA Pandemic Loans
2+ day, 12+ hour ago (782+ words) Home > Small Business Here are some tips for tax professionals who are navigating Economic Injury Disaster Loan program cases sent to Treasury collections. Daniel Staeven, Terry Lemons Tax professionals across the country find themselves facing a wave of client questions…...
Galaxy Digital expands into Fireblocks Trust Company for regulated custody
2+ day, 13+ hour ago (410+ words) The institutional crypto firm adds another qualified custodian to its growing roster as demand for compliant digital asset infrastructure accelerates Galaxy Digital is now a client of Fireblocks Trust Company, the digital asset infrastructure firm’s regulated custody arm. The move…...
FHFA Studies Single Credit Report To Cut Mortgage Costs
2+ day, 18+ hour ago (1097+ words) The Federal Housing Finance Agency is studying whether mortgage lenders could rely on a single credit report instead of the industry’s traditional tri-merge, signaling that the agency’s mortgage-credit overhaul could extend well beyond the competition between FICO and VantageScore. FHFA…...
Paolo Ardoino says 650 million people decentralized US debt, but Tether still controls the T-bills
2+ day, 20+ hour ago (753+ words) Paolo Ardoino offered a striking answer to a familiar U.S. debt problem: replace concentrated foreign buyers with hundreds of millions of stablecoin users. In an Aug. 31 episode of The Wolf of All Streets, the Tether CEO said the company had created…...
Downing appoints partner and head of commercial real estate lending
2+ day, 20+ hour ago (312+ words) Downing appointed George Cotterell as partner and head of commercial real estate lending. The appointment comes alongside a new £500m institutional funding line to increase the investment manager’s lending capacity. Cotterell will lead its commercial real estate lending strategy and manage…...