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- Aug 15, 2026earliest in window
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FHFA Studies Credit-Report Changes To Cut Mortgage Costs
3+ day, 6+ hour ago (1261+ words) Editor’s note: This story has been updated to clarify that FHFA Director Bill Pulte did not specify whether “a single credit report” referred to one bureau report or a portable report that could be shared among lenders. The Federal Housing…...
FHFA Studies Single Credit Report To Cut Mortgage Costs
3+ day, 9+ hour ago (1097+ words) The Federal Housing Finance Agency is studying whether mortgage lenders could rely on a single credit report instead of the industry’s traditional tri-merge, signaling that the agency’s mortgage-credit overhaul could extend well beyond the competition between FICO and VantageScore. FHFA…...
The Broker’s Next Competitive Advantage Is Verified Certainty
2+ week, 6+ day ago (1097+ words) Mortgage brokers have always competed on relationships, product knowledge, pricing, speed, and the ability to solve problems when a borrower does not fit neatly inside a retail lending box. That advantage still matters. But the broker’s next edge is not…...
Brokers Build Their AI Toolbox At Originator Connect 2026
4+ week, 1+ day ago (731+ words) Independent mortgage brokers are actively taking advantage of the latest AI tools to grow their businesses. Instead of waiting for tech giants to dictate the market, originators are realizing the technology's immediate impact. "AI is a tool that's going to…...