1+ day, 7+ hour ago  (1180+ words) JJ Lunsford is co'founder of Harmonial. He previously built and led marketing, sales and community at a national private lender, scaling it from startup to hundreds of millions in annual originations. JJ has invested at Omega Venture Partners and served…...

2+ mon, 1+ week ago  (355+ words) Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks ended 2025 in profitable territory, posting a pretax net production profit of $674 per loan in the fourth quarter. While this figure represents a solid year-over-year recovery from the industry-wide losses recorded…...

7+ mon, 1+ week ago  (375+ words) Increasing financial strains on households across the U. S. may be emerging in the worsening performance of private-label residential mortgage-backed securities (RMBS) that have recorded rising rates of third-quarter delinquencies across nearly all sectors. The U. S. RMBS Performance Monitor for the fourth quarter…...

6+ mon, 4+ week ago  (957+ words) The mortgage industry is in a constant state of change. Regulatory shifts, economic volatility and evolving borrower expectations all demand one common response from lenders: adaptability. Today, that adaptability is driven by technology. Historically, human talent and optimized processes shaped…...

5+ mon, 4+ day ago  (1609+ words) The Broker Action Coalition (BAC) had a full year in 2025, with its advocacy efforts helping shepherd wins like the Homebuyer Privacy Protection Act, the bill banning "trigger leads," a term for when credit reporting agencies sell prospective homebuyers" contact info…...