4+ day, 11+ hour ago  (767+ words) In this conversation with Housing Wire's Allison La Forgia, Ryan Barrus, National Director of Sales at Acra Lending, reflected on the transformation of the non-QM lending market, the importance of trust-based broker relationships and why loan officers who think proactively…...

5+ day, 14+ hour ago  (462+ words) For many lenders, UAD 3. 6 (Uniform Appraisal Dataset) may still feel like something the appraisal world needs to own and lenders only need to monitor, but that sentiment may leave some organizations underprepared." UAD 3. 6 is not a back-office update. It is…...

2+ week, 1+ day ago  (682+ words) Few phrases surface more often in mortgage boardrooms than "loan officer productivity." Leaders understandably want more loans per originator, more dollar volume per head and greater efficiency across the sales force. The metric feels clean and controllable, offering a simple…...

2+ week, 4+ day ago  (904+ words) I'd like to tell you about someone who did everything right. On paper, she was exactly the kind of person the mortgage industry says we want to serve: responsible, capable and financially disciplined. But when she sat down to apply…...

3+ week, 5+ day ago  (715+ words) Black Wolf Advisory Group says AI adoption in mortgage servicing rose from 15% in 2023 to 38% in 2025. The firm cites 30% to 50% customer service cost reductions, while warning legacy systems and tighter governance rules are slowing deployment." AI Summary A new white paper…...

4+ week, 14+ hour ago  (219+ words) Mortgage lending has always operated in cycles, but today's environment is exposing the limits of a model built to react rather than adapt. For decades, lenders have struggled to solve a structural issue: How to scale operations efficiently when demand…...

1+ mon, 4+ day ago  (732+ words) If you want to understand where the mortgage industry is headed, spend a few days listening to lenders at gatherings like ICE Experience, Housing Wire's The Gathering or Texas MBA's annual convention when they are not presenting, not pitching and…...

7+ mon, 1+ week ago  (443+ words) When borrowers need help, they want answers fast'particularly during times of stress and hardship. If they are left waiting too long, trust erodes and the relationship can be damaged irreparably. Similarly, regulators demand fast turnaround on changes. The reality is…...

1+ mon, 3+ week ago  (581+ words) FSBO. com launched a loan officer portal to help sellers with listings, marketing, buyer screening and financing through closing. The company says 300+ NEXA loan officers have signed up at $299 per month, and it expects traffic to rise from 50, 000 to 300, 000 monthly…...

1+ mon, 3+ week ago  (333+ words) Castlelake acquired a majority stake in Resfin Partners, which owns Eastview and Lendmarq, expanding its access to residential transition, DSCR, construction and bridge loans. The move brings the $36 billion asset manager closer to origination in business-purpose and investor-focused housing finance....