2+ day, 15+ hour ago   (276+ words) Lenders are doing more to attract borrowers, but most fixed rates remain higher than borrowers had hoped Halifax is implementing a series of rate reductions across its mortgage range from Monday, 24 August. For homemover and first-time buyer products, the lender…...

5+ day, 19+ hour ago   (311+ words) Non-bank lender cuts rates across its product range ahead of spring Bluestone Home Loans has introduced a limited-time rate reduction for brokers following the Reserve Bank of Australia's decision to leave the cash rate on hold. From 17 August to 25 September…...

3+ week, 6+ day ago   (251+ words) Major lender's latest increases follow a wave of repricing driven by higher funding costs Halifax has announced rate increases across several mortgage categories, effective from tomorrow, 28 July, marking the lender's second round of increases in under two weeks. For homemovers…...

1+ mon, 3+ day ago   (225+ words) Lender participation in Australia's credit reporting framework nearly triples in six years Australia's comprehensive credit reporting (CCR) framework has drawn strong backing from lenders ahead of a regulatory review, with new data showing the industry-led scheme has grown from 49 participating…...

1+ mon, 6+ day ago   (374+ words) Borrowers are urged to act quickly as further rises are expected to follow in the coming days NatWest has increased its mortgage rates by up to 27 basis points, making it the latest major lender to announce a rise amid renewed…...

1+ mon, 1+ week ago   (245+ words) The Australian Retail Credit Association (Arca) has published new industry guidance to support consistent application of Australia's Privacy (Credit Reporting) Code 2025, with a focus on simplifying the corrections process for consumers disputing information on their credit reports. The guidance is…...

1+ mon, 2+ week ago   (321+ words) Shawbrook has boosted its commercial bridging offering, giving brokers more room to support higher-leverage deals Shawbrook has raised the maximum loan-to-value it will offer on eligible commercial bridging loans, lifting the ceiling to 75% in a move designed to give brokers…...

1+ mon, 2+ week ago   (446+ words) Canstar data shows 18 lenders trimmed variable rates since May, with one bank doubling down on fixed-rate cuts Eighteen lenders have reduced variable mortgage rates since the Reserve Bank of Australia's last rate rise in May, according to the latest Canstar…...

1+ mon, 2+ week ago   (324+ words) mpamag.com Metro Bank launches 95%-plus LTV joint borrower mortgage New joint borrower option lets family support first-time buyers without a deposit or shared ownership Metro Bank has launched a joint borrower, sole proprietor (JBSP) mortgage that lets customers borrow…...

1+ mon, 3+ week ago   (872+ words) Cookie-cutter lending no longer works – and banks must adapt accordingly, says head of third party lending Baber Zaka We all know that two borrowers rarely tell the same story. A nurse buying her first home with a 5% deposit has drastically…...