News
Nationwide cuts rates across fixed mortgage proposition
1+ week, 2+ day ago (472+ words) The building society said reductions of up to 28 basis points will apply across two-year, three-year, five-year and 10-year fixed rate products. Nationwide's lowest rate will now be 4. 29%, available to new and existing customers moving home. First-time buyer rates will be…...
Halifax retains top spot in broker satisfaction survey
2+ week, 1+ day ago (460+ words) The lender retained its position as the highest-rated mainstream lender and repeated its success as the best overall lender for broker experience in the H1 2026 edition of the industry survey. The latest Mortgage Lender Benchmark found that overall satisfaction with mortgage…...
FCA looks to widen mortgage access with proposed lending reforms
2+ week, 2+ day ago (817+ words) The regulator has launched a consultation on a package of mortgage rule changes designed to give lenders greater flexibility to assess individual circumstances, while maintaining existing consumer protections. The proposals are intended to better reflect modern employment patterns and changing…...
Live More broadens lending criteria to support more complex borrowers
2+ week, 2+ day ago (354+ words) The changes mean borrowers with historic arrears, County Court Judgments (CCJs), credit defaults and Individual Voluntary Arrangements (IVAs) who have since demonstrated stable financial behaviour may now find it easier to secure finance. Live More has reduced the initial assessment…...
Lenders expecting stability despite global uncertainty
2+ week, 3+ day ago (241+ words) This reinforces the importance of brokers educating clients on the factors that drive rate changes. External events can create sudden shifts in funding costs, making it increasingly important for borrowers to secure suitable products promptly when opportunities arise. In the…...
Santander cuts rates across higher LTV fixed and tracker mortgages
1+ mon, 3+ day ago (369+ words) The changes, which take effect from Friday 20 May, apply to selected fixed-rate and tracker products, with a focus on higher loan-to-value lending. The bank said the revised range includes several remortgage products, including a 60% LTV two-year fixed rate at 4. 62% with…...
Fleet brings back green buy-to-let fixes and cuts rates
2+ week, 6+ day ago (439+ words) The buy-to-let specialist lender said the EPC A-C products are available to landlords purchasing or remortgaging properties with an energy performance certificate rating between A and C. The products are available up to 75% LTV with a 3% fee. The two-year standard and…...
Halifax and Lloyds cut mortgage rates by up to 14bps across purchase and remortgage ranges
3+ week, 2+ day ago (505+ words) The changes apply across two-year, three-year and five-year fixed-rate products for first-time buyers and home movers, alongside selected two-year and three-year fixed-rate remortgage deals. Within the homebuyer and mover range, the largest reductions of 12bps have been applied to selected three-year…...
Virgin Money cuts fixed rates and raises selected tracker pricing
2+ mon, 7+ hour ago (247+ words) The lender said the changes will take effect on Thursday 23 April for its fixed rate ranges. For purchase business, two-year fixed rates will be reduced by up to 0. 37%, five-year fixed rates by up to 0. 45%, and 10-year fixed rates by 0. 40%. Virgin…...
Leeds appoints BDM to support Midlands brokers
3+ week, 2+ day ago (154+ words) Nicholls (pictured) joins the mutual with more than 10 years" experience in financial services, including time as a mortgage broker. Over the past four years he has worked in business development roles at Coventry Building Society and Earl Shilton Building Society....