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In this conversation, see Shelly and Sasha break down the company's latest product moves—from intelligent Verification to the groundbreaking FICO Score Simulator. A smarter future for lending. In this episode, hear from Shelly and Sasha of Xactus as they break down the company's latest product moves—from Intelligent Ve
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News
Rocket raises conforming loan limit to $845,000
2+ day, 21+ hour ago (305+ words) Rocket Mortgage raised its conforming loan limit to $845,000 for 1-unit homes in 48 states, effective immediately across retail and Rocket Pro. The new cap is 1.47% above the current 2026 limit of $832,750, and Rocket set $1,267,500 for Alaska and Hawaii ahead of FHFA’s November…...
Scale Profitably in Mortgage Lending, Test Unit Economics
3+ day, 16+ hour ago (1586+ words) With rates back above 7%, lenders cannot rely on volume relief. MBA IMB data shows profitability hinges on execution and unit cost, with Q2 2026 top vs bottom quintile costs of 7,340 vs 13,690 per loan. AI Summary When our first article ran two weeks…...
$11,898 Cost per Loan Highlights the Staffing Problem in Mortgage
4+ week, 1+ day ago (1199+ words) The piece frames $11,898 as a symptom of personnel-heavy workflows, duplicative systems and manual underwriting. It proposes a loan officer engineer role that documents guideline-based decisions, so AI agents can apply them consistently across similar files. AI Summary Start with a…...