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News
Why optionality beats rate in today's jumbo and non-QM lending
1+ week, 5+ day ago (401+ words) Mortgage co-founder Damon Germanides explains why wholesale flexibility beats rate in complex jumbo and non-QM...
UTB expands bridging proposition with new near prime and heavy refurb ranges
3+ week, 5+ hour ago (245+ words) UTB’s new near prime bridging range is available across both regulated and non-regulated bridging finance...In addition, the Bank has re-introduced heavy refurbishment finance for non-regulated bridging cases....
Rates raise questions over LRBAs
3+ week, 7+ hour ago (324+ words) “There is value if your objective is to avoid non-arm’s-length income for the fund, but it is a high...
Bluestone Home Loans launches spring rate offer
3+ week, 6+ day ago (311+ words) Non-bank lender cuts rates across its product range ahead of spring Bluestone Home Loans has introduced...
Lenders see robust jumbo market despite tightening credit
2+ day, 19+ hour ago (804+ words) Jumbo lending credit retreated last month, pulling down overall availability of a leading home loan product index, according to the newest report from the Mortgage Bankers Association. On the ground, though, some lenders find certain large-balance transactions proceeding as usual,…...
Scale Profitably in Mortgage Lending, Test Unit Economics
4+ day, 19+ hour ago (1586+ words) With rates back above 7%, lenders cannot rely on volume relief. MBA IMB data shows profitability hinges on execution and unit cost, with Q2 2026 top vs bottom quintile costs of 7,340 vs 13,690 per loan. AI Summary When our first article ran two weeks…...