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HousingWire
housingwire.com > articles > mortgage-model-scale-profitably

Scale Profitably in Mortgage Lending, Test Unit Economics

4+ day, 17+ hour ago   (1586+ words) With rates back above 7%, lenders cannot rely on volume relief. MBA IMB data shows profitability hinges on execution and unit cost, with Q2 2026 top vs bottom quintile costs of 7,340 vs 13,690 per loan. AI Summary When our first article ran two weeks…...

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