2+ day, 16+ hour ago   (804+ words) Jumbo lending credit retreated last month, pulling down overall availability of a leading home loan product index, according to the newest report from the Mortgage Bankers Association. On the ground, though, some lenders find certain large-balance transactions proceeding as usual,…...

6+ day, 1+ hour ago   (371+ words) Lenders are cutting rates to poach rivals' customers as property values fall, even as fresh signals point to a possible RBA hike this month. Canstar data insights director Sally Tindall (pictured) said the discounting reflects a broader shift in how…...

1+ week, 1+ hour ago   (606+ words) HSBC and NatWest are among the major banks to have increased rates since the start of September. Major lenders have moved to increase mortgage rates to catch up with recent rises to swap rates, according to Moneyfactscompare.co.uk analysis....

1+ week, 4+ day ago   (339+ words) Mortgage brokers split on interest rate message reminetwork.com Steady holding of the Bank of Canada’s overnight lending rate elicits differing responses from mortgage brokers associations in Ontario and British Columbia. Bank of Canada Governor Tiff Macklem has confirmed the…...

1+ week, 5+ day ago   (401+ words) Insignia Mortgage co-founder Damon Germanides explains why wholesale flexibility beats rate in complex jumbo and non-QM deals Foreign national lending is a genuinely opaque corner of the business. Few lenders do it, and fewer do it well, so the work…...

1+ week, 5+ day ago   (73+ words) AFR Mortgage borrowers are switching $1 billion across lenders every day around the country, forcing banks to fight over a shrinking pie and sharpen their efforts to retain existing customers. Around 664,000 home loan customers holding $371 billion of mortgage balances shifted lenders…...

2+ week, 6+ day ago   (124+ words) West One has reduced rates across its range of fixed-rate commercial mortgage products by 0.75%. The latest reduction sees semi-commercial fixed rates start from 7.34%, while commercial fixed rates now start from 7.94%. The new rates are available with immediate effect. Duncan Abraham…...

4+ week, 2+ day ago   (1199+ words) The piece frames $11,898 as a symptom of personnel-heavy workflows, duplicative systems and manual underwriting. It proposes a loan officer engineer role that documents guideline-based decisions, so AI agents can apply them consistently across similar files. AI Summary Start with a…...