20+ hour, 34+ min ago   (81+ words) "These changes helped to reduce delinquencies and defaults but also made it more difficult for many Americans to qualify for a mortgage."...

1+ day, 2+ hour ago   (1184+ words) Choosing between the two often comes down to your credit profile, how much flexibility you need in repayment, and whether you want to apply with someone else. This guide breaks down how Upstart and Upgrade compare on rates, fees, loan…...

22+ hour, 41+ min ago   (400+ words) A new Pew Charitable Trusts study finds the average credit score for new mortgage borrowers hit a record 742 in 2024, even as households take on more debt than ever. The result is a mortgage market that only says yes to near…...

1+ day, 35+ min ago   (452+ words) The housing market has been frozen since the COVID-era boom ended, with higher borrowing costs, limited supply, and elevated home prices mostly taking the blame. But stricter lending rules put in place after the housing crash that sparked the Great…...

1+ day, 12+ hour ago   (1174+ words) A Rule by the Comptroller of the Currency, the Federal Reserve System, and the Federal Deposit Insurance Corporation on 09/14/2026 This document has a comment period that ends in 32 days. (10/14/2026) View Comment Instructions This PDF is FR Doc. 2026-18766 as it appeared…...

3+ day, 29+ min ago   (216+ words) The agencies had previously raised the extended-cycle threshold to $250 million in 1997, $500 million in 2007, $1 billion in 2016, and $3 billion in 2018, in each case initially implementing the change as an interim final rule. The rule amends OCC regulations at 12 CFR 4.6 and 4.7 under Docket…...

4+ day, 15+ hour ago   (207+ words) Inspired Lending has cut bridging rates following increased Pears family backing, with first-charge now available from 0.75% per month. Inspired Lending has reduced its bridging rates following increased funding support from the Pears family, with new pricing available immediately. First-charge bridging…...

5+ day, 17+ hour ago   (1224+ words) This article is an excerpt from our research report on fixed-rate lending, "Market Structure and Protocol Design," highlighting emerging design approaches in this sector. Today, the active loan volume in the lending sector stands at $28.5 billion, with nearly all demand…...

5+ day, 20+ hour ago   (1085+ words) Nigeria’s high interest-rate environment is putting increasing pressure on property developers, with those relying on bank loans struggling to service their facilities as borrowing costs erode project returns and threaten the completion of housing schemes. Commercial bank lending rates currently…...

6+ day, 13+ hour ago   (422+ words) In the second quarter of 2026, the number of credit applications increased slightly compared with the same quarter of the previous year. The amounts requested also rose. As a result, the number of credit applications increased by 0.2%, while the amount of…...