3+ day, 15+ hour ago  (374+ words) Borrowers are urged to act quickly as further rises are expected to follow in the coming days NatWest has increased its mortgage rates by up to 27 basis points, making it the latest major lender to announce a rise amid renewed…...

5+ day, 21+ hour ago  (245+ words) The Australian Retail Credit Association (Arca) has published new industry guidance to support consistent application of Australia's Privacy (Credit Reporting) Code 2025, with a focus on simplifying the corrections process for consumers disputing information on their credit reports. The guidance is…...

1+ week, 4+ day ago  (321+ words) Shawbrook has boosted its commercial bridging offering, giving brokers more room to support higher-leverage deals Shawbrook has raised the maximum loan-to-value it will offer on eligible commercial bridging loans, lifting the ceiling to 75% in a move designed to give brokers…...

1+ week, 4+ day ago  (446+ words) Canstar data shows 18 lenders trimmed variable rates since May, with one bank doubling down on fixed-rate cuts Eighteen lenders have reduced variable mortgage rates since the Reserve Bank of Australia's last rate rise in May, according to the latest Canstar…...

1+ week, 5+ day ago  (324+ words) mpamag.com Metro Bank launches 95%-plus LTV joint borrower mortgage New joint borrower option lets family support first-time buyers without a deposit or shared ownership Metro Bank has launched a joint borrower, sole proprietor (JBSP) mortgage that lets customers borrow…...

2+ week, 6+ day ago  (872+ words) Cookie-cutter lending no longer works – and banks must adapt accordingly, says head of third party lending Baber Zaka We all know that two borrowers rarely tell the same story. A nurse buying her first home with a 5% deposit has drastically…...

2+ week, 10+ hour ago  (13+ words) mpamag.com...

2+ week, 6+ day ago  (1614+ words) Mainstream momentum powers ahead for alt-doc financing, with rising self-employment and narrower pricing gaps creating fertile ground for volume growth Alt-doc lending is having a makeover. It's shedding its image as a high-risk category to reveal what is, at its…...

2+ week, 4+ day ago  (537+ words) Metro Bank's Charles Morley explains why every UK lender now plays in the specialist mortgage market Charles Morley (pictured top) has spent the best part of two decades watching the definition of "specialist lending" fall apart – and he believes 2026 marks…...

2+ week, 5+ day ago  (485+ words) Early affordability checks and rate locks can protect buyers from market shifts, says mortgage adviser Finding the right property is not the first step to buying a home. So says James Miles (pictured top), director and mortgage adviser at The…...