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News
TPO GO exits wholesale channel, aligns with Stockton Mortgage
1+ week, 6+ day ago (408+ words) TPO GO will exit the wholesale mortgage channel nationally under a strategic alliance with Stockton Mortgage that closes Aug. 10. The deal is described as not an acquisition, but it is expected to move most of TPO GO’s wholesale sales and…...
Execution is the Edge Independent Mortgage Banks Can Control
1+ mon, 2+ day ago (794+ words) When rates surged and the mortgage market shifted almost overnight, lenders were forced into difficult decisions. Growth plans changed. Costs were reassessed. Teams had to adapt quickly to a different operating reality. At Atlantic Bay Mortgage Group, that moment reinforced…...
Reducing mortgage friction: How income & employment verification is evolving in 2026
1+ mon, 1+ week ago (202+ words) In today’s competitive mortgage market, lenders are challenged to reduce origination costs, improve operational efficiency, and create a better borrower experience. Join HousingWire and Experian for an in-depth discussion on how innovative verification solutions are helping lenders gain greater visibility…...
Ryan Barrus on the evolution of non-QM lending: From “save the deal” to a core strategy
2+ mon, 1+ week ago (767+ words) In this conversation with HousingWire’s Allison LaForgia, Ryan Barrus, National Director of Sales at Acra Lending, reflected on the transformation of the non-QM lending market, the importance of trust-based broker relationships and why loan officers who think proactively are finding…...
Lenders should view UAD 3.6 as a reset opportunity
2+ mon, 1+ week ago (462+ words) For many lenders, UAD 3.6 (Uniform Appraisal Dataset) may still feel like something the appraisal world needs to own and lenders only need to monitor, but that sentiment may leave some organizations underprepared. UAD 3.6 is not a back-office update. It is…...
Loan Officer Productivity Myth is Costing Mortgage Lenders
2+ mon, 3+ week ago (682+ words) Few phrases surface more often in mortgage boardrooms than “loan officer productivity.” Leaders understandably want more loans per originator, more dollar volume per head and greater efficiency across the sales force. The metric feels clean and controllable, offering a simple…...
Non-QM Lending and the New American Workforce
2+ mon, 3+ week ago (904+ words) I’d like to tell you about someone who did everything right. On paper, she was exactly the kind of person the mortgage industry says we want to serve: responsible, capable and financially disciplined. But when she sat down to apply…...
AI adoption in mortgage servicing is accelerating, BlackWolf says
3+ mon, 2+ day ago (715+ words) BlackWolf Advisory Group says AI adoption in mortgage servicing rose from 15% in 2023 to 38% in 2025. The firm cites 30% to 50% customer service cost reductions, while warning legacy systems and tighter governance rules are slowing deployment. AI Summary A new white paper from…...
From experimentation to execution: How innovation centers accelerate AI in mortgage lending
3+ mon, 4+ day ago (219+ words) Mortgage lending has always operated in cycles, but today’s environment is exposing the limits of a model built to react rather than adapt. For decades, lenders have struggled to solve a structural issue: How to scale operations efficiently when demand…...
What lenders are really saying about efficiency in 2026
3+ mon, 1+ week ago (732+ words) If you want to understand where the mortgage industry is headed, spend a few days listening to lenders at gatherings like ICE Experience, HousingWire’s The Gathering or Texas MBA’s annual convention when they are not presenting, not pitching and not…...