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In this conversation, see Shelly and Sasha break down the company's latest product moves—from intelligent Verification to the groundbreaking FICO Score Simulator. A smarter future for lending. In this episode, hear from Shelly and Sasha of Xactus as they break down the company's latest product moves—from Intelligent Ve
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News
Manufactured Housing and Systemic Corruption: The MHI Consolidation Thesis
3+ day, 17+ hour ago (707+ words) ‘It’s in the interests of the blinded to keep others blind’ paraphrases a keen remark near the end of Rev. Robert Barron’s video here. Barron’s remark reminds thinkers of author Upton Sinclair’s insight: “It is difficult to get a man…...
Providence rent stabilization push springs back to post-primary life
3+ day, 14+ hour ago (583+ words) Providence may move toward rent stabilization after Mayor Brett Smiley lost the Democratic primary to Rep. David Morales. Morales pledged to sign a 4% annual cap within 30 days, as the City Council composition shifts and a new governor advances a statewide…...
Survey finds 90% of seniors face barriers to aging in place
3+ day, 19+ hour ago (580+ words) Nine in 10 U.S. seniors report at least one barrier that affects their health, independence or access to care, with aging-in-place challenges, support gaps and medical debt all worsening in 2026, according to Alignment Health’s fifth annual Social Threats to Aging Well in…...
Private listings force a buyer side conversation in listing talks
3+ day, 20+ hour ago (1061+ words) The column argues the strongest objection to private listings is not only price outcomes but the consumer experience of incomplete search. It offers 4 practical steps for agents to reframe listing conversations and document trade-offs. AI Summary The sellers signed the…...
Parents follow their kids to the South in ‘baby chaser’ boom
4+ day, 14+ hour ago (793+ words) Raleigh, North Carolina, ranked as the nation’s top market for “baby chasing,” a term that describes the trend of older Americans who are moving to be closer to their children and grandchildren. That’s according to data released Wednesday by NewHomeSource…...
The HomeSafe Portfolio: Solutions for changing borrower needs
5+ day, 18+ hour ago (159+ words) Homeowners don’t stop needing financing after they purchase a home or refinance. As they build equity and enter new stages of homeownership, their financial needs shift from buying and refinancing to renovating, supporting family members, purchasing later in life or…...
Scale Profitably in Mortgage Lending, Test Unit Economics
4+ day, 17+ hour ago (1586+ words) With rates back above 7%, lenders cannot rely on volume relief. MBA IMB data shows profitability hinges on execution and unit cost, with Q2 2026 top vs bottom quintile costs of 7,340 vs 13,690 per loan. AI Summary When our first article ran two weeks…...
NAR: Data centers' housing impact anything but uniform
5+ day, 15+ hour ago (939+ words) NAR's report on 3,200+ counties found data centers' local effects vary widely, with higher home values and job growth in host counties but no automatic price impact. Realtors reported mixed residential perceptions and top concerns over energy costs and water use....
From days to minutes: How Prudent AI and Angel Oak are shifting non-QM eligibility upfront
1+ week, 2+ day ago (759+ words) From Hutchens’ perspective, one of the most notable changes has been the way originators now view non-QM. What was once treated primarily as an alternative when agency financing did not work has become a much more established part of the…...
Can technology prevent misrepresentation in real estate listings
1+ week, 2+ day ago (264+ words) Can technology help agents avoid the serious risk of marketing misrepresentation or is it more likely to be the cause of it? There are two best practices agents can follow to protect themselves from unintentionally misrepresenting a property. The first…...