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In this conversation, see Shelly and Sasha break down the company's latest product moves—from intelligent Verification to the groundbreaking FICO Score Simulator. A smarter future for lending. In this episode, hear from Shelly and Sasha of Xactus as they break down the company's latest product moves—from Intelligent Ve
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News
Housing market faces headwinds as mortgage rates move above 7%
10+ hour, 43+ min ago (761+ words) Mortgage rates ended the week at 7.12%, a level that historically coincides with softer housing demand. Holiday effects lowered weekly inventory and listings, but pending sales and purchase apps are entering a period of tougher year-over-year comparisons with last year’s falling-rate…...
DSCR loan volume surges despite fraud risks and scrutiny
12+ hour, 9+ min ago (1033+ words) DSCR and investor loan lock volume skyrocketed 130% between January 2022 and August 2026, becoming the primary growth engine for the non-QM market. The loan's structure makes it uniquely vulnerable to bad actors, with fraud risk indicators now firing on 1 in 44 investment property…...
August existing home sales slip to 3.98 million annual rate
2+ day, 19+ hour ago (835+ words) Existing home sales fell 2% month over month in August to a 3.98 million annual rate, down 1.2% year over year. Inventory rose to 1.62 million units and months of supply increased to 4.9, while the median price rose 1.6% to $429,100. AI Summary Existing home sales…...
Manufactured Housing and Systemic Corruption: The MHI Consolidation Thesis
2+ day, 17+ hour ago (707+ words) ‘It’s in the interests of the blinded to keep others blind’ paraphrases a keen remark near the end of Rev. Robert Barron’s video here. Barron’s remark reminds thinkers of author Upton Sinclair’s insight: “It is difficult to get a man…...
Providence rent stabilization push springs back to post-primary life
2+ day, 14+ hour ago (583+ words) Providence may move toward rent stabilization after Mayor Brett Smiley lost the Democratic primary to Rep. David Morales. Morales pledged to sign a 4% annual cap within 30 days, as the City Council composition shifts and a new governor advances a statewide…...
Mortgage rates top 7% as oil hits $100 and yields climb
2+ day, 19+ hour ago (242+ words) The 7% mortgage rate threshold broke as the 10-year yield increased to 4.92% and WTI oil moved above $100. Low jobless claims and a 4.1% unemployment rate are keeping pressure on rates by supporting a more hawkish Fed outlook. AI Summary As labor force…...
Rocket raises conforming loan limit to $845,000
2+ day, 22+ hour ago (305+ words) Rocket Mortgage raised its conforming loan limit to $845,000 for 1-unit homes in 48 states, effective immediately across retail and Rocket Pro. The new cap is 1.47% above the current 2026 limit of $832,750, and Rocket set $1,267,500 for Alaska and Hawaii ahead of FHFA’s November…...
Mortgage credit availability fell 1% in August
2+ day, 20+ hour ago (323+ words) MBA’s Mortgage Credit Availability Index fell 1% in August to a reading of 107.3, signaling tighter lending standards. The conventional index dropped 1.8% and jumbo availability fell 2.5%, while government loan availability was unchanged. AI Summary Mortgage credit availability declined in August as lenders…...
NAR: Data centers' housing impact anything but uniform
4+ day, 15+ hour ago (939+ words) NAR's report on 3,200+ counties found data centers' local effects vary widely, with higher home values and job growth in host counties but no automatic price impact. Realtors reported mixed residential perceptions and top concerns over energy costs and water use....
Lewis urges Better shareholders to reject Garg's proposals
4+ day, 20+ hour ago (738+ words) Better interim CEO Daniel Lewis urged shareholders to reject former CEO Vishal Garg’s proxy effort, citing revenue declines and missed targets. Lewis said company performance has improved after Aug. 3, including $45 million in annualized cost cuts. AI Summary Daniel Lewis, interim…...