3+ day, 6+ hour ago   (212+ words) Rates on the majority of Atom Bank’s prime and near prime ranges have been cut by 0.10%. Atom Bank has announced that it is reducing rates across its residential mortgage range with immediate effect. The bank has cut rates on its…...

4+ day, 5+ hour ago   (566+ words) Jonathan Rubins, director and chief commercial officer at Alternative Bridging Corporation, says a competitive rate may attract the initial enquiry, but brokers also need confidence that the lender understands the case, will communicate clearly and, crucially, can deliver what it…...

4+ day, 6+ hour ago   (630+ words) AI use is moving beyond meeting notes, with 42% using or implementing it for report personalisation and 40% for suitability assessment and reporting. New research from Fidelity Adviser Solutions shows a sharp acceleration in the proportion of firms using or implementing AI,…...

4+ day, 7+ hour ago   (342+ words) Scottish Building Society has expanded its mortgage lending across mainland UK, giving brokers in England and Wales access to its standard and specialist mortgage products. Scottish Building Society has expanded its mortgage lending across mainland UK, opening its intermediary proposition…...

4+ day, 7+ hour ago   (608+ words) New research reveals the 10 property markets with the biggest first-time buyer discounts compared to existing homeowners. New research has revealed the property markets where first-time buyers are purchasing at the biggest discount compared to existing homeowners, with the gap stretching…...

5+ day, 5+ hour ago   (211+ words) These changes are designed to streamline the application process for intermediaries. Marsden Building Society has announced a number of changes to its expat mortgage criteria, including removing the minimum income requirement and removing the mandatory employer's reference requirement for buy-to-let…...

5+ day, 6+ hour ago   (165+ words) Mark most recently served as head of savings and mortgages at Barclays UK, following almost seven years as CEO of Kensington Mortgages. Finova, provider of cloud-based mortgage, savings and lending software, has appointed Mark Arnold as non-executive director. As a…...

5+ day, 5+ hour ago   (478+ words) The share of gross mortgage advances with LTV ratios exceeding 90% is at its highest level since 2008. The latest MLAR data from the Bank of England shows that the mortgage market remained resilient in Q2, with new mortgage commitments rising and the…...

5+ day, 5+ hour ago   (876+ words) In the latest of his 'Mythbusting' series with Financial Reporter, Harpal Singh, CEO at conveybuddy, explores just how much the purchase market has changed and how important it has become to maximise the value of every client relationship. We might…...